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What is PayJunction?

PayJunction is a payment gateway software solution previously offered by First National Bank of Omaha and now a registered ISO of Wells Fargo Bank, N.A.

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PayJunction is a payment gateway that offers several payment methods, including e-check and credit cards. The tool allows users to …
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per transaction



of transaction

Swiped or Keyed Debit Card (Fixed Rate)


of transaction

Entry-level set up fee?

  • No setup fee
For the latest information on pricing, visit…


  • Free Trial
  • Free/Freemium Version
  • Premium Consulting / Integration Services

Starting price (does not include set up fee)

  • $35 per month
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Product Demos

PayJunction Trinity 2 0 Demo 2


PayJunction Demo


PayJunction Trinity 2.0 Demo



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Product Details

What is PayJunction?

PayJunction is a payment gateway management solution that takes a “people-first” approach to payment processing and maintains lasting relationships with customers. It includes features like smart payment processing, electronic signature capturing, and multi-user, multi-location reporting. It can be used virtually on any web browser, eliminating the need for a separate payment junction machine. This also eliminates the need to keep a file of signed physical receipts as each transaction and customer's electronic signature is stored securely in a cloud environment. Oftentimes, there is no need for a customer (or customer's credit card) and a retailer to be in proximity to one another when utilizing the remote signature feature.

ZeroTouch Terminal

PayJunction offers a contactless payment terminal, ZeroTouch Terminal. It initiates payments from the user's computer to a customer-facing card, chip, and smart device reader. ZeroTouch Terminal does not require a signature and uses virtual receipts to simplify contactless payments. This is especially useful for businesses that prioritize the health and safety of their customers. Contactless payment terminals are also faster than traditional payment terminals, which has a positive impact on customer service. Your customers will not be left waiting, and employees will appreciate how much ZeroTouch Terminal streamlines the payment process.

Sales Tracking & Financial Reporting

PayJunction believes that financial reporting should not be a time-consuming or frustrating experience. Their solution offers sales tracking software that automatically generates detailed financial reports. The reporting capabilities are designed to track your data and identify significant trends in your sales process. PayJunction gives you access to batches of historical data that can be filtered by department, location, or payment terminal. These reports are beneficial for evaluating your team’s performance and identifying areas of improvement.

PayJunction Use Cases

Along with being a green alternative to paper receipt waste, PayJunction helps reduce a businesses exposure to fraud and charge-backs. All PayJunction transactions and sales on multiple platforms- face-to-face payments, online hosted shopping cart, or virtually on a smart device- are searchable and easily spun up into a report. This makes PayJunction ideal for online merchants, especially for those merchants that host their businesses on WordPress. PayJunction was developed with WordPress-hosted business owners in mind.

Businesses with multiple locations and complex bookkeeping should consider using PayJunction’s Enterprise Payment Processing. PayJunction anticipates common issues for larger corporations and streamlines every aspect of financial reporting. This option simplifies processes that involve receipt management, reconciling accounts, and verifying transactions. PayJunction ensures that Enterprises are able to effectively track and manage large numbers of transactions.

PayJunction Features

  • Supported: Invoices
  • Supported: ACH
  • Supported: Electronic Checks
  • Supported: E-Commerce
  • Supported: Mobile App
  • Supported: Cards on File
  • Supported: Remote Signature
  • Supported: Rapid Refunds
  • Supported: Recurring Billing
  • Supported: Multi-Location
  • Supported: Sales Reports
  • Supported: Search and Export
  • Supported: Customization
  • Supported: ZeroTouch Terminal
  • Supported: Digital receipts
  • Supported: Multiple users
  • Supported: Electronic signatures
  • Supported: Smart terminal control
  • Supported: Check processing
  • Supported: Credit card keying
  • Supported: Recharge account
  • Supported: Comprehensive reporting

PayJunction Screenshots

Screenshot of Screenshot of PayJunction Cumulative Reporting of TransactionsScreenshot of Screenshot of PayJunction New Transaction WindowScreenshot of

PayJunction Integrations

  • Shopify
  • Shift4Shop
  • Pinterest
  • Instagram
  • Facebook
  • Twitter
  • Successware
  • Sycle
  • Magenta
  • Sycamore
  • Vin65

PayJunction Technical Details

Deployment TypesOn-premise, Software as a Service (SaaS), Cloud, or Web-Based
Operating SystemsWindows, Mac, Web-based
Mobile ApplicationApple iOS, Android

Frequently Asked Questions

PayJunction is a payment gateway software solution previously offered by First National Bank of Omaha and now a registered ISO of Wells Fargo Bank, N.A.

PayJunction starts at $35.

PayPal Payments Pro, Merchant e-Solutions, and Squarespace are common alternatives for PayJunction.
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