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What is PayJunction?

PayJunction is a payment gateway software solution previously offered by First National Bank of Omaha and now a registered ISO of Wells Fargo Bank, N.A.

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PayJunction is a payment gateway that offers several payment methods, including e-check and credit cards. The tool allows users to …
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per transaction



of transaction

Swiped or Keyed Debit Card (Fixed Rate)


of transaction

Entry-level set up fee?

  • No setup fee
For the latest information on pricing, visit…


  • Free Trial
  • Free/Freemium Version
  • Premium Consulting/Integration Services

Starting price (does not include set up fee)

  • $35 per month
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Product Demos

PayJunction Trinity 2 0 Demo 2


PayJunction Demo


PayJunction Trinity 2.0 Demo



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Product Details

What is PayJunction?

PayJunction is a payment gateway management solution that takes a “people-first” approach to payment processing and maintains lasting relationships with customers. It includes features like smart payment processing, electronic signature capturing, and multi-user, multi-location reporting. It can be used virtually on any web browser, eliminating the need for a separate payment junction machine. This also eliminates the need to keep a file of signed physical receipts as each transaction and customer's electronic signature is stored securely in a cloud environment. Oftentimes, there is no need for a customer (or customer's credit card) and a retailer to be in proximity to one another when utilizing the remote signature feature.

ZeroTouch Terminal

PayJunction offers a contactless payment terminal, ZeroTouch Terminal. It initiates payments from the user's computer to a customer-facing card, chip, and smart device reader. ZeroTouch Terminal does not require a signature and uses virtual receipts to simplify contactless payments. This is especially useful for businesses that prioritize the health and safety of their customers. Contactless payment terminals are also faster than traditional payment terminals, which has a positive impact on customer service. Your customers will not be left waiting, and employees will appreciate how much ZeroTouch Terminal streamlines the payment process.

Sales Tracking & Financial Reporting

PayJunction believes that financial reporting should not be a time-consuming or frustrating experience. Their solution offers sales tracking software that automatically generates detailed financial reports. The reporting capabilities are designed to track your data and identify significant trends in your sales process. PayJunction gives you access to batches of historical data that can be filtered by department, location, or payment terminal. These reports are beneficial for evaluating your team’s performance and identifying areas of improvement.

PayJunction Use Cases

Along with being a green alternative to paper receipt waste, PayJunction helps reduce a businesses exposure to fraud and charge-backs. All PayJunction transactions and sales on multiple platforms- face-to-face payments, online hosted shopping cart, or virtually on a smart device- are searchable and easily spun up into a report. This makes PayJunction ideal for online merchants, especially for those merchants that host their businesses on WordPress. PayJunction was developed with WordPress-hosted business owners in mind.

Businesses with multiple locations and complex bookkeeping should consider using PayJunction’s Enterprise Payment Processing. PayJunction anticipates common issues for larger corporations and streamlines every aspect of financial reporting. This option simplifies processes that involve receipt management, reconciling accounts, and verifying transactions. PayJunction ensures that Enterprises are able to effectively track and manage large numbers of transactions.

PayJunction Features

  • Supported: Invoices
  • Supported: ACH
  • Supported: Electronic Checks
  • Supported: E-Commerce
  • Supported: Mobile App
  • Supported: Cards on File
  • Supported: Remote Signature
  • Supported: Rapid Refunds
  • Supported: Recurring Billing
  • Supported: Multi-Location
  • Supported: Sales Reports
  • Supported: Search and Export
  • Supported: Customization
  • Supported: ZeroTouch Terminal
  • Supported: Digital receipts
  • Supported: Multiple users
  • Supported: Electronic signatures
  • Supported: Smart terminal control
  • Supported: Check processing
  • Supported: Credit card keying
  • Supported: Recharge account
  • Supported: Comprehensive reporting

PayJunction Screenshots

Screenshot of Screenshot of PayJunction Cumulative Reporting of TransactionsScreenshot of Screenshot of PayJunction New Transaction WindowScreenshot of

PayJunction Integrations

  • Shopify
  • Shift4Shop
  • Pinterest
  • Instagram
  • Facebook
  • Twitter
  • Successware
  • Sycle
  • Magenta
  • Sycamore
  • Vin65

PayJunction Technical Details

Deployment TypesOn-premise, Software as a Service (SaaS), Cloud, or Web-Based
Operating SystemsWindows, Mac, Web-based
Mobile ApplicationApple iOS, Android

Frequently Asked Questions

PayJunction is a payment gateway software solution previously offered by First National Bank of Omaha and now a registered ISO of Wells Fargo Bank, N.A.

PayJunction starts at $35.

PayPal Payments Pro, Merchant e-Solutions, and Squarespace are common alternatives for PayJunction.
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Community Insights

TrustRadius Insights are summaries of user sentiment data from TrustRadius reviews and, when necessary, 3rd-party data sources. Have feedback on this content? Let us know!

PayJunction is a payment gateway that offers several payment methods, including e-check and credit cards. The tool allows users to complete payments from their own device and accross multiple locations. The platform provides visibility into previous transactions through their online account management system. PayJunction’s user interface is intuitive, and they offer strong customer support for users who need assistance with more advanced features.

One common use case solved by PayJunction is when customers who don't have a physical terminal need to make transactions from remote locations. By utilizing PayJunction's product, customers can initiate transactions from their own devices anywhere, anytime. The integration process with different devices is easy due to the intuitive set up wizard that provides step by step guidance on how to get started quickly. Not only does this save time but it also cuts down on costs associated with having a physical terminal at each location where a customer needs to accept payments.

PayJunction allows users to securely attach invoices directly to the transaction page for review upon payment of transaction. This not only offers piece of mind but it helps ensure there are no disputes or misunderstandings between the customer and business owners. Transaction information stays together in one place within the platform and is secured through bank grade encryption technology.

Users appreciate that they receive notifications after their customers have submitted a payment. This allows them to be confident their customers’ payments are processed properly and avoids delays in reconciling payments.

Customers have reported that this payment processing software simplifies the online payment process, making it seem easy and hassle-free. With its low commissions compared to other services, businesses have found it to be cost-effective. Users have praised the customer service, noting positive experiences and lower rates than their previous processors. The speed of payment processing and receipt of funds has been highly valuable for businesses, enhancing efficiency and productivity. By integrating remote and physical terminals, this software streamlines visits and improves the client experience. It also allows teams to remain integrated with practice management software, offering ease of transactions and search functionality for transactions. Additionally, customers appreciate its collaboration with other software providers and payment processing APIs, which further enhance its versatility. Overall, this product helps businesses with payment processing, reduces high fees, improves the client experience, and offers streamlined operations.

Users of PayJunction's payment processing system have a positive sentiment about their return on investment. They appreciate the streamlined and cost-effective services that allow for quick, efficient transactions with online account management. Customers are also happy with the US-based customer service team who are friendly and knowledgeable when dealing with any issues or questions. Additionally, the integration of e-check and other payment methods make it easier to process payments. The learning curve can be intimidating at times but customers usually find the system easy to use, navigate, and integrate remote and physical terminals.Overall, users have had satisfactory experiences using PayJunction's product resulting in high user satisfaction rates and recommendations to others.

PayJunction has a number of common pros that make it popular with customers:

  • Easy-to-use and intuitive interface: The system is easy to use, navigate, and integrate remote and physical terminals. It also features an online account management feature that makes transactions easier. There is a learning curve when transitioning but overall, customers have had positive experiences with the product.
  • Excellent customer service team: PayJunction offers friendly and responsive representatives who are always helpful and knowledgeable when it comes to questions or issues. They handle any issues quickly and efficiently.
  • Streamlined payment processing: The product allows users to initiate transactions from their own device, attach invoices to the transaction, receive notifications when customers have paid, consolidate patchwork providers for better efficiency, and allow for e-check payments. Customers appreciate this convenience as well as being able to look back on any transaction.

The most common cons or dislikes associated with PayJunction are:

*For some customers, the learning curve can be steep when transitioning to this payment processing tool. Many of the features and functions require a bit of time to understand, particularly attaching invoices to transactions and setting up notifications.

*PayJunction primarily processes card payments, so users who need e-check capabilities may find this system difficult to integrate. However, more payment methods are being added over time for flexibility.

*The customer service team is based in the US, so if you're located outside of America there may be limited resources or language barriers when seeking assistance.

Users have made several recommendations based on their experiences with PayJunction, a card processing system. The most common recommendations include using PayJunction as your Gateway. Many users highly recommend PayJunction as a gateway for processing card transactions. They believe that the system is efficient and reliable, making it a valuable tool for businesses of all sizes. Users have also expressed their gratitude for the convenience and ease-of-use provided by PayJunction, stating that it is a life-saver. They feel that the system has significantly simplified their payment processes, saving them time and effort. Another recurring recommendation from users is to not hesitate when considering PayJunction for their card processing needs. They emphasize that the system will make their lives much easier, allowing them to focus on other aspects of their business. Overall, users recommend PayJunction to any company in need of a reliable and user-friendly card processing system.

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